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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,590 | $82,630-49.7% | $64,105-35.1% | $125,389-66.8% |
| Participation rate | 60.0% | 75.9%-15.9pp | 68.2%-8.2pp | 83.2%-23.2pp |
| Annual return | 18.29% | 1489.72%-1471.4pp | 791.24%-773.0pp | 282.24%-264.0pp |
| Employer contribution / active EE | $421 | $2,671-84.2% | $1,820-76.9% | $4,866-91.4% |
| Participant deferral / active EE | $848 | $3,608-76.5% | $2,822-69.9% | $5,352-84.2% |
| Admin fee / account holder | $9,453 | $6,382+48.1% | $4,499+110.1% | $9,541-0.9% |