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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,213 | $134,001+18.1% | $112,258+40.9% | $134,509+17.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -24.58% | 47.15%-71.7pp | 27.47%-52.1pp | 418.13%-442.7pp |
| Employer contribution / active EE | $6,090 | $4,039+50.8% | $3,636+67.5% | $4,741+28.5% |
| Participant deferral / active EE | $7,544 | $5,291+42.6% | $4,728+59.5% | $6,400+17.9% |
| Admin fee / account holder | $1,933 | $7,491-74.2% | $6,411-69.9% | $11,427-83.1% |