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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $165,912-87.7% | $122,342-83.4% | $147,585-86.2% |
| Participation rate | 87.5% | 79.6%+7.9pp | 71.6%+15.9pp | 82.8%+4.7pp |
| Annual return | 13.43% | 34.55%-21.1pp | 30.28%-16.8pp | 578.57%-565.1pp |
| Employer contribution / active EE | $1,508 | $5,754-73.8% | $4,051-62.8% | $4,876-69.1% |
| Participant deferral / active EE | $1,995 | $4,005-50.2% | $3,287-39.3% | $5,439-63.3% |
| Admin fee / account holder | $1,763 | $7,424-76.3% | $5,478-67.8% | $10,885-83.8% |