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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,127 | $156,927-81.4% | $121,169-76.0% | $139,456-79.1% |
| Participation rate | 71.4% | 76.4%-5.0pp | 69.5%+1.9pp | 80.3%-8.9pp |
| Annual return | 15.77% | 1475.85%-1460.1pp | 986.71%-970.9pp | 373.45%-357.7pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,168-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,174 | $4,848-55.2% | $4,083-46.8% | $6,711-67.6% |
| Admin fee / account holder | $3,468 | $6,946-50.1% | $5,645-38.6% | $11,407-69.6% |