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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,001 | $73,978-22.9% | $96,515-40.9% | $75,173-24.2% |
| Participation rate | 96.9% | 66.4%+30.4pp | 74.3%+22.5pp | 67.2%+29.7pp |
| Annual return | 12.84% | 26.72%-13.9pp | 35.73%-22.9pp | 160.72%-147.9pp |
| Employer contribution / active EE | $2,260 | $2,931-22.9% | $3,740-39.6% | $2,671-15.4% |
| Participant deferral / active EE | $4,173 | $3,660+14.0% | $4,880-14.5% | $4,126+1.1% |
| Admin fee / account holder | $2,745 | $5,219-47.4% | $6,735-59.2% | $5,651-51.4% |