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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,643 | $109,372-81.1% | $89,414-76.9% | $158,966-87.0% |
| Participation rate | 44.4% | 74.3%-29.8pp | 68.0%-23.5pp | 82.0%-37.5pp |
| Annual return | 62.01% | 345.55%-283.5pp | 245.50%-183.5pp | 302.95%-240.9pp |
| Employer contribution / active EE | $793 | $3,171-75.0% | $2,586-69.3% | $4,762-83.4% |
| Participant deferral / active EE | $4,636 | $4,598+0.8% | $3,890+19.2% | $5,983-22.5% |
| Admin fee / account holder | $26 | $6,156-99.6% | $4,883-99.5% | $11,250-99.8% |