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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,355 | $165,381-56.2% | $149,730-51.7% | $158,966-54.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.54% | 348.29%-330.8pp | 276.70%-259.2pp | 302.95%-285.4pp |
| Employer contribution / active EE | $7,107 | $5,104+39.2% | $4,645+53.0% | $4,762+49.2% |
| Participant deferral / active EE | $5,631 | $7,182-21.6% | $6,843-17.7% | $5,983-5.9% |
| Admin fee / account holder | $736 | $10,809-93.2% | $9,310-92.1% | $11,250-93.5% |