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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,206 | $157,296-58.5% | $141,191-53.8% | $152,897-57.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 32.48% | 64.34%-31.9pp | 71.41%-38.9pp | 345.43%-313.0pp |
| Employer contribution / active EE | $6,445 | $5,262+22.5% | $4,736+36.1% | $4,764+35.3% |
| Participant deferral / active EE | $6,111 | $7,111-14.1% | $6,710-8.9% | $5,851+4.4% |
| Admin fee / account holder | $1,051 | $12,125-91.3% | $10,264-89.8% | $11,599-90.9% |