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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,622 | $127,386-77.5% | $115,037-75.1% | $125,393-77.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.06% | 31.28%-34.3pp | 26.14%-29.2pp | 282.23%-285.3pp |
| Employer contribution / active EE | $1,575 | $5,166-69.5% | $4,608-65.8% | $4,866-67.6% |
| Participant deferral / active EE | $1,532 | $6,423-76.1% | $6,026-74.6% | $5,351-71.4% |
| Admin fee / account holder | $12,593 | $9,516+32.3% | $8,175+54.0% | $9,541+32.0% |