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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,835 | $183,539-54.3% | $155,556-46.1% | $145,897-42.5% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 17.27% | 61.31%-44.0pp | 64.84%-47.6pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,862 | $5,315-65.0% | $4,675-60.2% | $4,663-60.1% |
| Participant deferral / active EE | $3,054 | $6,467-52.8% | $5,631-45.8% | $6,689-54.3% |
| Admin fee / account holder | $11,754 | $19,275-39.0% | $15,885-26.0% | $13,390-12.2% |