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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,588 | $115,814-84.8% | $101,275-82.6% | $158,982-88.9% |
| Participation rate | 61.5% | 79.4%-17.8pp | 75.8%-14.3pp | 82.0%-20.4pp |
| Annual return | 12.73% | 56.16%-43.4pp | 46.48%-33.7pp | 302.99%-290.3pp |
| Employer contribution / active EE | $1,363 | $4,176-67.4% | $3,660-62.8% | $4,763-71.4% |
| Participant deferral / active EE | $2,530 | $4,958-49.0% | $4,371-42.1% | $5,983-57.7% |
| Admin fee / account holder | $738 | $7,249-89.8% | $5,948-87.6% | $11,252-93.4% |