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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,346 | $107,368-86.6% | $92,915-84.6% | $152,909-90.6% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 20.76% | 145.64%-124.9pp | 109.45%-88.7pp | 345.46%-324.7pp |
| Employer contribution / active EE | $1,917 | $4,222-54.6% | $3,653-47.5% | $4,764-59.8% |
| Participant deferral / active EE | $3,466 | $4,848-28.5% | $4,238-18.2% | $5,851-40.8% |
| Admin fee / account holder | $579 | $7,082-91.8% | $5,796-90.0% | $11,601-95.0% |