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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,908 | $63,861+84.6% | $104,625+12.7% | $79,852+47.7% |
| Participation rate | 90.0% | 64.9%+25.1pp | 74.1%+15.9pp | 69.6%+20.4pp |
| Annual return | 18.23% | 21.30%-3.1pp | 340.60%-322.4pp | 31.72%-13.5pp |
| Employer contribution / active EE | $6,216 | $1,588+291.3% | $2,681+131.8% | $2,471+151.5% |
| Participant deferral / active EE | $5,462 | $2,693+102.8% | $3,738+46.1% | $3,740+46.0% |
| Admin fee / account holder | $2,507 | $4,185-40.1% | $6,465-61.2% | $5,306-52.8% |