Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,880 | $31,109-65.0% | $67,704-83.9% | $52,331-79.2% |
| Participation rate | 48.1% | 54.0%-5.8pp | 67.5%-19.4pp | 68.1%-20.0pp |
| Annual return | -0.94% | 23.70%-24.6pp | 25.41%-26.3pp | 4.54%-5.5pp |
| Employer contribution / active EE | $174 | $1,076-83.9% | $2,559-93.2% | $1,882-90.8% |
| Participant deferral / active EE | $1,316 | $1,970-33.2% | $3,585-63.3% | $3,022-56.5% |
| Admin fee / account holder | $324 | $466-30.6% | $4,255-92.4% | $592-45.3% |