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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,692 | $167,353-79.9% | $143,797-76.6% | $134,545-75.0% |
| Participation rate | 40.9% | 84.8%-43.9pp | 80.3%-39.4pp | 81.2%-40.3pp |
| Annual return | -16.04% | 0.48%-16.5pp | -0.04%-16.0pp | 418.37%-434.4pp |
| Employer contribution / active EE | $1,775 | $5,620-68.4% | $4,952-64.2% | $4,742-62.6% |
| Participant deferral / active EE | $3,297 | $6,447-48.9% | $5,638-41.5% | $6,401-48.5% |
| Admin fee / account holder | $772 | $18,096-95.7% | $14,679-94.7% | $11,431-93.2% |