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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,318 | $217,432-84.2% | $185,851-81.5% | $167,553-79.5% |
| Participation rate | 52.4% | 86.1%-33.7pp | 81.7%-29.3pp | 82.1%-29.7pp |
| Annual return | 17.03% | 148.43%-131.4pp | 122.11%-105.1pp | 478.89%-461.9pp |
| Employer contribution / active EE | $1,528 | $5,874-74.0% | $5,168-70.4% | $4,840-68.4% |
| Participant deferral / active EE | $3,495 | $6,357-45.0% | $5,569-37.2% | $6,343-44.9% |
| Admin fee / account holder | $416 | $19,820-97.9% | $16,245-97.4% | $12,316-96.6% |