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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,353 | $76,522-60.3% | $56,033-45.8% | $145,884-79.2% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 13.11% | 3014.28%-3001.2pp | 1711.38%-1698.3pp | 551.85%-538.7pp |
| Employer contribution / active EE | $719 | $1,382-48.0% | $1,041-31.0% | $4,662-84.6% |
| Participant deferral / active EE | $1,544 | $2,624-41.2% | $1,954-21.0% | $6,690-76.9% |
| Admin fee / account holder | $281 | $3,328-91.6% | $2,827-90.1% | $13,392-97.9% |