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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,262 | $27,943-27.5% | $58,507-65.4% | $75,177-73.0% |
| Participation rate | 26.9% | 38.8%-11.9pp | 50.9%-23.9pp | 67.2%-40.3pp |
| Annual return | 19.49% | 44.22%-24.7pp | 4252.32%-4232.8pp | 160.75%-141.3pp |
| Employer contribution / active EE | $457 | $670-31.7% | $1,053-56.6% | $2,671-82.9% |
| Participant deferral / active EE | $2,442 | $1,202+103.2% | $1,922+27.1% | $4,126-40.8% |
| Admin fee / account holder | $973 | $1,727-43.7% | $2,486-60.9% | $5,651-82.8% |