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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,353 | $76,519-60.3% | $56,025-45.8% | $145,897-79.2% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 13.11% | 3017.03%-3003.9pp | 1712.69%-1699.6pp | 552.29%-539.2pp |
| Employer contribution / active EE | $719 | $1,383-48.0% | $1,042-31.0% | $4,663-84.6% |
| Participant deferral / active EE | $1,544 | $2,624-41.2% | $1,955-21.0% | $6,689-76.9% |
| Admin fee / account holder | $281 | $3,331-91.6% | $2,828-90.1% | $13,390-97.9% |