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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,842 | $102,663-82.6% | $86,216-79.3% | $139,466-87.2% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | 19.92% | 1924.52%-1904.6pp | 1169.42%-1149.5pp | 373.66%-353.7pp |
| Employer contribution / active EE | $2,624 | $3,035-13.5% | $2,382+10.2% | $4,754-44.8% |
| Participant deferral / active EE | $4,445 | $4,677-5.0% | $3,986+11.5% | $6,712-33.8% |
| Admin fee / account holder | $602 | $8,663-93.1% | $6,853-91.2% | $11,409-94.7% |