Retirement plan

ROYAL CARTING SERVICE CO. 401(K) PLAN

Name: ROYAL CARTING SERVICE CO. - ROYAL CARTING SERVICE CO. 401(K) PLAN (2015) Form 5500
Creator: ROYAL CARTING SERVICE CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROYAL CARTING SERVICE CO. 401(K) PLAN, ROYAL CARTING SERVICE CO.

ROYAL CARTING SERVICE CO.EIN 14-1777670Plan #002PY 2015

P.O. BOX 1209 - HOPEWELL JUNCTION, NY 125331209845-896-6000

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$13.7M

No prior year

Total participants

212

No prior year

Average account balance

$65,278

No prior year

Annual return

-0.93%

No prior year

Benchmarks

See 856 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort856 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.51M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

69.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$770K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$213

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE1+ years Service code 19 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Securities Custodian	$27,689
MMA SECURITIES LLC1+ years Filed as: ASSURED SKCG, INC Service code 22	Insurance Broker	$10,473
MMA SECURITIES LLC1+ years Filed as: ASSURED SKCG, INC. Service code 22 · EIN 13-3866919 123 MAIN STREET · WHITE PLAINS, NY 10603	Insurance Broker	$7,160

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$16K

$96 / participant

Other / not subdivided$16K100.0%

% of EOY assets

0.117%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: D'ARCANGELO & CO., LP
Auditor EIN: 132550103
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$65,278

$31,109+109.8%

$67,704-3.6%

$52,331+24.7%

Participation rate

98.8%

54.0%+44.8pp

67.5%+31.3pp

68.1%+30.7pp

Annual return

-0.93%

23.70%-24.6pp

25.41%-26.3pp

4.54%-5.5pp

Employer contribution / active EE

$3,021

$1,076+180.8%

$2,559+18.0%

$1,882+60.5%

Participant deferral / active EE

$3,793

$1,970+92.5%

$3,585+5.8%

$3,022+25.5%

Admin fee / account holder

$76

$466-83.6%

$4,255-98.2%

$592-87.1%

Provider

Service type

Compensation

NATIONWIDE1+ years

Service code 19 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Securities Custodian

$27,689

MMA SECURITIES LLC1+ years

Filed as: ASSURED SKCG, INC

Service code 22

Insurance Broker

$10,473

MMA SECURITIES LLC1+ years

Filed as: ASSURED SKCG, INC.

Service code 22 · EIN 13-3866919

123 MAIN STREET · WHITE PLAINS, NY 10603

Insurance Broker

$7,160

ROYAL CARTING SERVICE CO. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROYAL CARTING SERVICE CO. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion