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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,766 | $85,766-9.3% | $136,298-42.9% | $70,126+10.9% |
| Participation rate | 51.3% | 74.2%-22.9pp | 81.9%-30.6pp | 69.5%-18.3pp |
| Annual return | 16.73% | 31.46%-14.7pp | 5156.27%-5139.5pp | 73.15%-56.4pp |
| Employer contribution / active EE | $3,006 | $2,966+1.3% | $4,696-36.0% | $2,343+28.3% |
| Participant deferral / active EE | $2,717 | $5,051-46.2% | $6,247-56.5% | $3,332-18.5% |
| Admin fee / account holder | $527 | $5,421-90.3% | $9,244-94.3% | $4,645-88.7% |