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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,956 | $76,551-20.4% | $123,894-50.8% | $62,881-3.1% |
| Participation rate | 53.8% | 73.0%-19.1pp | 81.4%-27.6pp | 69.3%-15.5pp |
| Annual return | 8.27% | 18.68%-10.4pp | 47.52%-39.2pp | 20.14%-11.9pp |
| Employer contribution / active EE | $1,253 | $2,882-56.5% | $4,617-72.9% | $2,281-45.1% |
| Participant deferral / active EE | $2,233 | $4,840-53.9% | $5,984-62.7% | $3,203-30.3% |
| Admin fee / account holder | $447 | $4,826-90.7% | $8,357-94.6% | $4,296-89.6% |