Filed December 24, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
BPAS6+ years Service code 14 · EIN 16-1065416 6 RHOADS DRIVE · UTICA, NY 13502 | Plan Administrator | $145,892 |
CAMBRIDGE INVESTMENT RESEARCH6+ years Service code 19 1776 PLEASANT PLAIN ROAD · FAIRFIELD, IA 52556 | Securities Custodian | $21,326 |
JUDELSON, GIORDANO & SIEGEL, PC1 year Filed as: JUDELSON, GIORDANO & SIEGEL Service code 10 633 ROUTE 211 EAST · MIDDLETOWN, NY 10941 | Accounting | $15,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,434 | $100,801-38.1% | $149,696-58.3% | $73,409-15.0% |
| Participation rate | 57.8% | 77.7%-19.9pp | 82.5%-24.7pp | 72.2%-14.4pp |
| Annual return | 12.72% | 265.34%-252.6pp | 276.60%-263.9pp | 59.29%-46.6pp |
| Employer contribution / active EE | $767 | $3,312-76.8% | $4,644-83.5% | $2,234-65.6% |
| Participant deferral / active EE | $2,499 | $6,404-61.0% | $6,842-63.5% | $3,805-34.3% |
| Admin fee / account holder | $424 | $181+134.7% | $9,309-95.4% | $158+168.8% |