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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,295 | $160,059+228.8% | $140,019+275.9% | $135,382+288.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -14.70% | 911.44%-926.1pp | 651.15%-665.8pp | 519.77%-534.5pp |
| Employer contribution / active EE | $39,420 | $6,420+514.1% | $5,605+603.3% | $4,779+724.9% |
| Participant deferral / active EE | $26,700 | $7,641+249.4% | $6,927+285.5% | $5,609+376.0% |
| Admin fee / account holder | $75,818 | $13,328+468.9% | $10,705+608.2% | $10,829+600.2% |