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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,091 | $197,625+38.7% | $177,840+54.1% | $158,966+72.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 5.68% | 58.76%-53.1pp | 48.32%-42.6pp | 302.95%-297.3pp |
| Employer contribution / active EE | $12,246 | $6,698+82.8% | $5,919+106.9% | $4,762+157.1% |
| Participant deferral / active EE | $10,620 | $8,405+26.4% | $7,714+37.7% | $5,983+77.5% |
| Admin fee / account holder | $466 | $15,405-97.0% | $12,431-96.2% | $11,250-95.9% |