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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,281 | $157,296+139.9% | $141,191+167.2% | $152,897+146.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.14% | 64.34%-44.2pp | 71.41%-51.3pp | 345.43%-325.3pp |
| Employer contribution / active EE | $4,976 | $5,262-5.4% | $4,736+5.1% | $4,764+4.5% |
| Participant deferral / active EE | $11,211 | $7,111+57.7% | $6,710+67.1% | $5,851+91.6% |
| Admin fee / account holder | $78,443 | $12,125+547.0% | $10,264+664.3% | $11,599+576.3% |