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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,820 | $150,447+89.3% | $136,298+109.0% | $147,586+93.0% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 18.66% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-559.9pp |
| Employer contribution / active EE | $4,662 | $5,256-11.3% | $4,696-0.7% | $4,876-4.4% |
| Participant deferral / active EE | $8,578 | $6,631+29.4% | $6,247+37.3% | $5,439+57.7% |
| Admin fee / account holder | $2,709 | $10,906-75.2% | $9,244-70.7% | $10,886-75.1% |