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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,510 | $99,345-82.4% | $84,753-79.3% | $273,972-93.6% |
| Participation rate | 60.0% | 80.7%-20.7pp | 76.6%-16.6pp | 83.0%-23.0pp |
| Annual return | 9.66% | 22.93%-13.3pp | 22.78%-13.1pp | 41.46%-31.8pp |
| Employer contribution / active EE | $1,693 | $4,214-59.8% | $3,574-52.6% | $4,869-65.2% |
| Participant deferral / active EE | $3,288 | $4,270-23.0% | $3,712-11.4% | $5,287-37.8% |
| Admin fee / account holder | $2,094 | $6,645-68.5% | $5,333-60.7% | $10,133-79.3% |