See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CERITY PARTNERS1 year Filed as: CERITY PARTNERS LLC Service code 27 · EIN 27-1180831 | Advisory (Plan) | $10,991 |
NBT BANCORP NA3 years Filed as: NBT BANCORP, N.A. Service code 21 · EIN 16-1268674 | Bank Trustee | $10,957 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $8,112 |
Service code 27 · EIN 20-2368993 | Advisory (Plan) | $5,234 |
CHARLES SCHWAB & CO., INC.10+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $87 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,326 | $122,239+23.8% | $184,203-17.8% | $74,495+103.1% |
| Participation rate | 89.2% | 85.5%+3.7pp | 86.8%+2.4pp | 67.2%+22.0pp |
| Annual return | 7.67% | 19.95%-12.3pp | 28.81%-21.1pp | 1364.94%-1357.3pp |
| Employer contribution / active EE | $5,985 | $4,537+31.9% | $6,427-6.9% | $2,623+128.2% |
| Participant deferral / active EE | $4,706 | $7,139-34.1% | $9,131-48.5% | $4,346+8.3% |
| Admin fee / account holder | $57 | $1,260-95.4% | $13,901-99.6% | $1,942-97.0% |