See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 20-2368993 | Advisory (Plan) | $9,175 |
NBT BANCORP NA2 years Filed as: NBT BANCORP, N.A. Service code 21 · EIN 16-1268674 | Bank Trustee | $8,669 |
CHARLES SCHWAB & CO., INC.9+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $109 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,422 | $130,194-2.1% | $169,993-25.0% | $71,457+78.3% |
| Participation rate | 93.4% | 86.1%+7.3pp | 87.0%+6.4pp | 67.9%+25.5pp |
| Annual return | 15.35% | 20.37%-5.0pp | 53.37%-38.0pp | 28.85%-13.5pp |
| Employer contribution / active EE | $4,331 | $4,381-1.1% | $6,785-36.2% | $2,588+67.4% |
| Participant deferral / active EE | $5,172 | $6,923-25.3% | $10,408-50.3% | $4,289+20.6% |
| Admin fee / account holder | $43 | $966-95.5% | $12,815-99.7% | $1,587-97.3% |