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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,652 | $92,219-38.6% | $76,766-26.2% | $135,382-58.2% |
| Participation rate | 53.3% | 79.8%-26.4pp | 77.0%-23.6pp | 82.6%-29.3pp |
| Annual return | -0.90% | 5.46%-6.4pp | 2.43%-3.3pp | 519.77%-520.7pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,845 | $4,508-59.1% | $3,851-52.1% | $5,609-67.1% |
| Admin fee / account holder | $10,274 | $10,749-4.4% | $6,675+53.9% | $10,829-5.1% |