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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,961 | $85,766+46.9% | $136,297-7.6% | $70,124+79.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.05% | 31.45%-14.4pp | 5156.19%-5139.1pp | 73.14%-56.1pp |
| Employer contribution / active EE | $10,778 | $2,966+263.4% | $4,696+129.5% | $2,342+360.1% |
| Participant deferral / active EE | $8,559 | $5,051+69.4% | $6,247+37.0% | $3,332+156.9% |
| Admin fee / account holder | $3,873 | $5,420-28.6% | $9,244-58.1% | $4,645-16.6% |