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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,827 | $73,787+138.3% | $98,716+78.1% | $82,448+113.3% |
| Participation rate | 93.1% | 61.4%+31.7pp | 69.3%+23.8pp | 68.1%+25.0pp |
| Annual return | 14.95% | 18.57%-3.6pp | 31.81%-16.9pp | 41.64%-26.7pp |
| Employer contribution / active EE | $845 | $1,511-44.1% | $2,279-62.9% | $2,551-66.9% |
| Participant deferral / active EE | $6,738 | $3,081+118.7% | $4,048+66.5% | $4,139+62.8% |
| Admin fee / account holder | $400 | $6,500-93.8% | $8,703-95.4% | $7,234-94.5% |