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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,306 | $58,099-56.4% | $76,902-67.1% | $75,177-66.3% |
| Participation rate | 89.2% | 63.9%+25.3pp | 69.6%+19.6pp | 67.2%+22.0pp |
| Annual return | 13.69% | 26.71%-13.0pp | 37.91%-24.2pp | 160.75%-147.1pp |
| Employer contribution / active EE | $161 | $1,996-91.9% | $2,534-93.6% | $2,671-94.0% |
| Participant deferral / active EE | $2,773 | $2,999-7.5% | $3,833-27.7% | $4,126-32.8% |
| Admin fee / account holder | $3,684 | $4,778-22.9% | $5,479-32.8% | $5,651-34.8% |