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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,983 | $53,546-60.8% | $69,890-70.0% | $68,490-69.4% |
| Participation rate | 97.1% | 64.5%+32.5pp | 70.5%+26.6pp | 67.9%+29.2pp |
| Annual return | -14.03% | -13.87%-0.2pp | 190.84%-204.9pp | -7.85%-6.2pp |
| Employer contribution / active EE | $175 | $2,019-91.3% | $2,560-93.2% | $2,597-93.3% |
| Participant deferral / active EE | $3,216 | $2,957+8.8% | $3,848-16.4% | $4,028-20.1% |
| Admin fee / account holder | $2,376 | $4,693-49.4% | $6,267-62.1% | $5,403-56.0% |