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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,200 | $70,366+25.3% | $66,674+32.3% | $138,895-36.5% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.7%+15.2pp | 79.9%+9.0pp |
| Annual return | 10.83% | 386.41%-375.6pp | 321.24%-310.4pp | 145.39%-134.6pp |
| Employer contribution / active EE | $3,932 | $2,765+42.2% | $2,620+50.1% | $4,194-6.2% |
| Participant deferral / active EE | $8,267 | $4,374+89.0% | $4,084+102.4% | $6,396+29.2% |
| Admin fee / account holder | $13,153 | $5,262+149.9% | $5,098+158.0% | $12,562+4.7% |