Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,718 | $90,486-31.8% | $78,676-21.6% | $273,972-77.5% |
| Participation rate | 46.7% | 76.5%-29.9pp | 73.6%-26.9pp | 83.0%-36.3pp |
| Annual return | -1.66% | 75.62%-77.3pp | 62.19%-63.9pp | 41.46%-43.1pp |
| Employer contribution / active EE | $955 | $3,175-69.9% | $2,850-66.5% | $4,869-80.4% |
| Participant deferral / active EE | $3,754 | $3,901-3.8% | $3,517+6.7% | $5,287-29.0% |
| Admin fee / account holder | $3,187 | $5,263-39.5% | $4,510-29.3% | $10,133-68.6% |