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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,888 | $106,280+84.3% | $96,538+102.9% | $139,487+40.4% |
| Participation rate | 73.3% | 77.8%-4.5pp | 74.3%-1.0pp | 80.3%-7.0pp |
| Annual return | 19.20% | 38.48%-19.3pp | 35.74%-16.5pp | 373.84%-354.6pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,740-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $5,277 | $5,457-3.3% | $4,880+8.1% | $6,713-21.4% |
| Admin fee / account holder | $7,991 | $7,888+1.3% | $6,737+18.6% | $11,407-29.9% |