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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,468 | $115,814+60.1% | $101,275+83.1% | $158,982+16.7% |
| Participation rate | 90.5% | 79.4%+11.1pp | 75.8%+14.7pp | 82.0%+8.5pp |
| Annual return | 14.71% | 56.16%-41.4pp | 46.48%-31.8pp | 302.99%-288.3pp |
| Employer contribution / active EE | $10,344 | $4,176+147.7% | $3,660+182.6% | $4,763+117.2% |
| Participant deferral / active EE | $1,599 | $4,958-67.7% | $4,371-63.4% | $5,983-73.3% |
| Admin fee / account holder | $3,517 | $7,249-51.5% | $5,948-40.9% | $11,252-68.7% |