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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,568 | $81,947+94.7% | $105,387+51.4% | $72,983+118.6% |
| Participation rate | 71.7% | 76.5%-4.8pp | 82.6%-10.9pp | 69.5%+2.2pp |
| Annual return | 19.17% | 42.90%-23.7pp | 26.82%-7.7pp | 81.01%-61.8pp |
| Employer contribution / active EE | $630 | $3,468-81.8% | $4,213-85.1% | $2,440-74.2% |
| Participant deferral / active EE | $3,855 | $4,494-14.2% | $5,502-29.9% | $3,608+6.8% |
| Admin fee / account holder | $1,883 | $6,258-69.9% | $6,559-71.3% | $5,124-63.3% |