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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,274 | $112,915+64.1% | $90,965+103.7% | $158,950+16.6% |
| Participation rate | 88.9% | 74.7%+14.2pp | 69.0%+19.9pp | 82.0%+6.9pp |
| Annual return | 11.23% | 215.75%-204.5pp | 134.57%-123.3pp | 302.91%-291.7pp |
| Employer contribution / active EE | $3,033 | $2,894+4.8% | $2,122+42.9% | $4,762-36.3% |
| Participant deferral / active EE | $6,859 | $4,128+66.1% | $3,373+103.3% | $5,983+14.6% |
| Admin fee / account holder | $1,250 | $8,044-84.5% | $5,960-79.0% | $11,248-88.9% |