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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,563 | $110,083+35.0% | $151,628-2.0% | $68,495+116.9% |
| Participation rate | 89.5% | 84.0%+5.5pp | 87.5%+2.0pp | 67.9%+21.6pp |
| Annual return | 8.57% | -10.12%+18.7pp | 3.34%+5.2pp | -7.84%+16.4pp |
| Employer contribution / active EE | $1,280 | $4,470-71.4% | $6,165-79.2% | $2,596-50.7% |
| Participant deferral / active EE | $6,643 | $6,526+1.8% | $8,363-20.6% | $4,028+65.0% |
| Admin fee / account holder | $8,553 | $7,718+10.8% | $11,613-26.4% | $5,403+58.3% |