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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,580 | $106,008-53.2% | $92,240-46.2% | $147,586-66.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 8.56% | 50.05%-41.5pp | 176.29%-167.7pp | 578.59%-570.0pp |
| Employer contribution / active EE | $7,491 | $4,333+72.9% | $3,680+103.6% | $4,876+53.6% |
| Participant deferral / active EE | $4,770 | $4,478+6.5% | $3,897+22.4% | $5,439-12.3% |
| Admin fee / account holder | $272,782 | $6,333+4207.3% | $5,194+5151.8% | $10,886+2405.9% |