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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,400 | $81,457+69.9% | $103,378+33.9% | $80,911+71.1% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 11.21% | 25.58%-14.4pp | 24.91%-13.7pp | 35.63%-24.4pp |
| Employer contribution / active EE | $3,568 | $3,107+14.8% | $3,870-7.8% | $2,756+29.5% |
| Participant deferral / active EE | $7,295 | $3,871+88.5% | $5,058+44.2% | $4,297+69.8% |
| Admin fee / account holder | $5,960 | $6,717-11.3% | $8,401-29.0% | $6,935-14.0% |