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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $836,032 | $114,013+633.3% | $103,693+706.3% | $155,188+438.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 16.10% | 49.31%-33.2pp | 47.61%-31.5pp | 148.84%-132.7pp |
| Employer contribution / active EE | $15,063 | $3,131+381.1% | $2,920+415.8% | $4,248+254.6% |
| Participant deferral / active EE | $12,569 | $4,970+152.9% | $4,579+174.5% | $6,531+92.4% |
| Admin fee / account holder | $50,494 | $8,407+500.6% | $7,858+542.6% | $14,480+248.7% |