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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $565,980 | $109,872+415.1% | $98,483+474.7% | $167,536+237.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 17.38% | 1959.31%-1941.9pp | 1494.38%-1477.0pp | 478.82%-461.4pp |
| Employer contribution / active EE | $15,567 | $3,225+382.7% | $2,961+425.8% | $4,839+221.7% |
| Participant deferral / active EE | $10,525 | $4,673+125.2% | $4,276+146.1% | $6,342+65.9% |
| Admin fee / account holder | $4,183 | $6,757-38.1% | $5,953-29.7% | $12,315-66.0% |