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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $836,032 | $72,071+1060.0% | $68,368+1122.8% | $137,256+509.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.10% | 353.14%-337.0pp | 292.57%-276.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $15,063 | $2,788+440.3% | $2,649+468.7% | $4,156+262.4% |
| Participant deferral / active EE | $12,569 | $4,410+185.0% | $4,123+204.9% | $6,407+96.2% |
| Admin fee / account holder | $50,494 | $5,336+846.4% | $5,150+880.5% | $12,270+311.5% |