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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,295 | $124,980+1.9% | $108,359+17.5% | $154,746-17.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 4.14% | 45.00%-40.9pp | 36.89%-32.8pp | 172.34%-168.2pp |
| Employer contribution / active EE | $17,585 | $2,851+516.9% | $2,399+632.9% | $4,379+301.6% |
| Participant deferral / active EE | $7,432 | $4,743+56.7% | $4,137+79.7% | $6,730+10.4% |
| Admin fee / account holder | $25,763 | $11,502+124.0% | $9,741+164.5% | $14,365+79.3% |