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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,575 | $65,555+90.0% | $86,216+44.5% | $75,173+65.7% |
| Participation rate | 88.0% | 60.5%+27.5pp | 69.0%+19.0pp | 67.2%+20.8pp |
| Annual return | 3.40% | 46.07%-42.7pp | 1169.42%-1166.0pp | 160.72%-157.3pp |
| Employer contribution / active EE | $9,184 | $1,553+491.3% | $2,382+285.6% | $2,671+243.9% |
| Participant deferral / active EE | $3,991 | $3,023+32.0% | $3,986+0.1% | $4,126-3.3% |
| Admin fee / account holder | $3,438 | $5,469-37.1% | $6,853-49.8% | $5,651-39.2% |